F&M Bank offices will close at 2:00 PM on Wednesday, December 31 for New Year’s Eve and will be closed Thursday, January 1 for New Year’s Day. Normal business hours will resume Friday, January 2. F&M Mobile & Online Banking is available 24/7. Celebrating Our 2025 Calendar Photography Contest Winners!
We’re incredibly grateful to everyone who participated in this year’s Calendar Photography Contest. Once again, the greater Shenandoah Valley has inspired a collection of breathtaking submissions—each one capturing the essence, charm, and natural beauty of our region in a truly special way.
These outstanding images reflect not only artistic talent, but a deep appreciation for the community we call home.
Congratulations to our winners, and heartfelt thanks to every participant who shared their perspective through the lens. Your creativity continues to inspire us!
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