Cash Back Checking

Personal Cash Back

F&M’s Cash Back Checking pays you back for daily card transactions. The more you swipe, the more you save! Enjoy nationwide ATM fee refunds and easy cash back.

Benefits

Earn up to $10 cashback each month.
- Every $200 spent with your F&M Bank debit card, earns $1 back.
Free Nationwide ATM Access
- ATM Fee refunds up to $9 per month
2 Free additional accounts
Free Online & Mobile Banking
Free Visa Debit Card*
Free e-statements ($2 mailed statements)
Free consultation with an F&M Mortgage Advisor
Free consultation with an F&M Financial Services Advisor
$10 minimum deposit to open

Open Today

This cash back account can not only pay for itself with your normal everyday expenses, it can be a free account! How?

Forget the days of needing to meet multiple requirements to benefit from your account; this account only requires one qualifier to receive the benefits of a free account. Satisfy any one (1) of the below actions to avoid the $9.95 monthly fee.

Set up and maintain direct deposit into your Cash Back Plus Checking Account
-or-
Maintain a minimum daily balance of $1,500 or more
-or-
Maintain F&M Savings Account, Money Market Account, or Christmas Club account
-or-
Maintain a personal loan or Home Equity Line of Credit with F&M Bank

*one free debit card is issued per year.