Cash Back Plus

Personal Cash Back Plus

Select F&M’s Cash Back Plus Checking and earn high interest on your account balance. Save more, earn more. Enjoy nationwide ATM fee refunds and easy cash back!

Benefits

Earn 1.00% APY on your daily account balance
Earn up to $10 cashback each month.
- Every $200 spent with your F&M Bank debit card, earns $1 back.
Free Nationwide ATM Access
- ATM Fee refunds up to $18 per month
4 Free additional accounts for primary accountholders
Free Online & Mobile Banking
Free Visa Debit Card*
Free e-statements ($2 mailed statements)
Free consultation with an F&M Mortgage Advisor
Free consultation with an F&M Financial Services Advisor
$10 minimum deposit to open

Open Today

This high-powered account can be a free account! How?

Forget the days of needing to meet multiple requirements to benefit from your account; this account only requires one qualifier to receive the benefits of a free account. Satisfy any one (1) of the below actions to avoid the $14.95 monthly fee.

Set up and maintain direct deposit into your Cash Back Plus Checking Account
-or-
Maintain a minimum daily balance of $5,000 or more
-or-
Maintain F&M Savings Account, Money Market Account, or Christmas Club account as the primary accountholder
-or-
Maintain a personal loan or Home Equity Line of Credit with F&M Bank as the primary borrower

*one free debit card is issued per year.