alert iconF&M Bank offices will close at 2:00 PM on Wednesday, December 31 for New Year’s Eve and will be closed Thursday, January 1 for New Year’s Day. Normal business hours will resume Friday, January 2. F&M Mobile & Online Banking is available 24/7.

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F&M Bank offices will close at 2:00 PM on Wednesday, December 31 for New Year’s Eve and will be closed Thursday, January 1 for New Year’s Day. Normal business hours will resume Friday, January 2. F&M Mobile & Online Banking is available 24/7.

F&M Bank offices will close at 2:00 PM on Wednesday, December 31 for New Year’s Eve and will be closed Thursday, January 1 for New Year’s Day. Normal business hours will resume Friday, January 2. F&M Mobile & Online Banking is available 24/7.

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2024 Calendar Contest Winners

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A Heartfelt Thank You to Our Calendar Contest Participants!

The stunning photographs submitted this year captured moments of beauty, wonder, and inspiration from around the greater Shenandoah Valley, making the judging process both challenging and delightful. Each image told a unique story and added a special touch to the contest.

We are excited to share that the winners of the 2024 Calendar Contest have been selected, and their remarkable photographs can be viewed below. These talented individuals have truly showcased their artistry, and their work will be featured in our upcoming calendar.

Congratulations to our winners, and all participants!

Cover Winner 2024Cover Photo | Julie Smith
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