Christmas Club

Enjoy the holidays and avoid the financial stress with a Christmas Club Savings Account from F&M Bank. Christmas Club accounts are a stress-free way to save for end-of-year festivities, presents, vacations, and other significant expenses, allowing you to budget for your holiday spending year-round and skip the big post-holiday bills.  

Key Features

Our holiday savings accounts offer:

Earned Interest: Receive competitive interest on your balance.
Customization: Create your own deposit schedule to align with your budget and savings goals.
Ease-of-Use: Use our coupon books to make easy deposits throughout the year, or set up an automatic funds transfer from your checking account so you never need to worry about missing a contribution.

Flexibility: Not just for holiday spending! Use your account to pay for any major annual expenses from real estate taxes to tropical getaways.
Automatic disbursement: Receive your savings plus earned interest in October, by check or direct deposit—just in time for your holiday shopping and end-of-year needs.

Open Your Christmas Club Account and Start Saving Today

Looking for a flexible holiday savings plan that spares you the big bills in January? Consider a Christmas Club Account from F&M Bank and save year-round, earning interest on every dollar deposited. 

Opening a Christmas Club Savings Account is easy and convenient at F&M Bank. Open your account online or visit your local branch today for personalized advice and one-on-one service.  

Join The Club!