Commercial Lines of Credit
F&M Business Lines of Credit are designed to help businesses experiencing seasonal lulls, slow receivables, or temporary cash flow concerns. This product helps you cover expenses in a pinch or take advantage of unexpected opportunities while providing flexible repayment options.
Key features:
- Quickly cover unexpected expenses
- Manage temporary cash flow needs
- Leverage unexpected opportunities
- Make interest-only payments
Related Resources

Best of Virginia 2022
F&M Bank has been grateful to play a part in the growth of Virginia’s economy and remains committed to being a locally owned and publicly traded…

Meet Our Advisors: Kate Bray
Kate Bray joined our team in the first quarter of 2021 and quickly became a client favorite. She is currently an Investment Relationship Specialist working…

F&M Bank Opens Old Town Winchester Banking Center
A second branch location will follow in late 2022
TIMBERVILLE, Va. (April 25, 2022) – On Monday, April 18, F&M Bank continued its growth in Winchester…

