Madison Estep Community Bank Branch Manager Woodstock Edinburg

F&M Bank Welcomes New Branch Manager in Shenandoah County

Timberville, VA – November 21, 2025 – F&M Bank is pleased to welcome Madison Estep as the new Branch Manager for its Woodstock and Edinburg locations.…
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flat vector Male businessman with money and credit report

Why Credit Scores Are Not That Scary

Let’s face it - today’s financial landscape is a challenge for everyone. From everyday expenses to saving for a big purchase like a car or home, knowing…
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Pennies

The End of the Penny and How F&M Bank Has You Covered

The U.S. Mint has announced that it will no longer produce new pennies. As existing supplies circulate through the Federal Reserve system, some locations…
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Coworkers at a shop looking at a laptop

F&M Bank and Visa Launch New Online Portal to Help Small Businesses Grow

Running a business is exciting, but it can also be overwhelming. From writing a business plan to managing cash flow, today’s entrepreneurs face countless…
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Commercial Lender Harrisonburg Virginia

F&M Bank Welcomes Deacon Kozel as Commercial Relationship Manager for Harrisonburg and Rockingham County

Harrisonburg, VA — F&M Bank is pleased to announce the addition of Deacon Kozel as Commercial Relationship Manager, serving Harrisonburg and Rockingham…
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Virginia Farm Financing Made Simple: How F&M Bank Supports Local Farmers with Flexible Ag Lending Solutions

Farming in Virginia is more than a business. It is a way of life tied closely to family traditions, community values, and the rhythms of the land. Yet…
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Financial Services Team Shenandoah Valley Virginia

F&M Financial Services Announces Rebrand to F&M Wealth

Timeless Guidance, Modern Approach Timberville, VA - August 11, 2025 - F&M Financial Services, the wealth management division of F&M Bank, is…
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Little boy and father with savings for education at home

Saving for College in the Shenandoah Valley: Is a 529 Plan Right for Your Family?

Raising your family in the Shenandoah Valley comes with no shortage of fresh air, mountain views, and a strong community that you can rely on. But when…
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macro photo of federal reserve system symbol on hundred dollar bill.

What Is the Federal Reserve? A Simple Guide to the Fed and Finances

You’ve probably heard the phrase “The Federal Reserve raised interest rates” or “The Fed is watching inflation” in the news. But what exactly…
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