F&M Bank offices will close at 2:00 PM on Wednesday, December 31 for New Year’s Eve and will be closed Thursday, January 1 for New Year’s Day. Normal business hours will resume Friday, January 2. F&M Mobile & Online Banking is available 24/7. 
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2021-02-24 10:10:332023-06-29 15:04:36Construction to Permanent Loan Video
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2021-02-19 13:08:252025-08-19 07:41:02Mobile Wallet
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2021-02-17 10:56:302024-04-26 09:27:11Relocation Guide for Winchester and Frederick County: What You Need to Know for a Successful Move
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2021-02-12 15:38:412025-03-10 12:53:14Digital Banking
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2021-02-12 15:37:142022-08-15 12:27:43Web Based Banking
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2021-02-12 15:33:412025-06-30 11:18:45Other Disclosures
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2021-02-12 15:28:452023-03-23 11:15:22E-Statements
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2021-02-12 15:25:482021-08-11 14:34:55Online Banking
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2021-02-12 14:13:282022-09-28 15:20:40F&M Bank’s Electronic Disclosure Agreement
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