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2025 Calendar Contest Winners

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Cute little children at lemonade stand in park.

Why Your Kids Should Have a Lemonade Stand

Nothing says summer like a good old-fashioned kids lemonade stand. It’s one of the best ways to teach money lessons for kids, while helping them build…
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Wall Street Tariffs Market Volatility

New Tariffs Drive Market Volatility

New Tariffs Drive Market Volatility At 4:00 p.m. on April 2, 2025, President Trump announced sweeping tariffs on imported goods that were significantly…
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IRA Contribution Taxes Shenandoah Valley Virginia

There’s Still Time: What You Should Know About the IRA Contribution Deadline

There’s Still Time: What You Should Know About the IRA Contribution Deadline As tax season approaches, so does an important opportunity to invest…
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AG Lending Dairy Farming

Olivia Wightman

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Woman Opens Online Bank Account

Don’t Just Open a Bank Account- FOCUS On the Right One

Opening a bank account might seem like a simple task, like grabbing a coffee – quick and easy. But it's a far more crucial step in managing your finances,…
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Your Financial Health Suite

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Photo of tablet and smart phone with online banking screen visible

Introducing Financial Health Suite: Your All-in-One Money and Identity Protection Tool

At F&M Bank, we believe in constantly evolving our products and services to better serve our customers and strengthen our community in the Shenandoah…
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Understanding Mortgage Interest Rates

The mortgage market for homebuyers is buffeted by economic fluctuations, Federal Reserve activities, and the bond market, plus the supply and demand for…
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