F&M Bank Announces Lauren Morris as Branch Manager of Coffman’s Corner

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Timberville, Va. [January 22, 2026] — F&M Bank is pleased to announce the appointment of Lauren Morris as Branch Manager of its Coffman’s Corner location.

In her role, Morris will oversee day-to-day branch operations, support customer relationships, and lead the Coffman’s Corner team in delivering personalized financial solutions to individuals, families, and local businesses. She brings a strong commitment to customer service and community engagement that aligns with F&M Bank’s long-standing mission as a locally grown community bank.

“Lauren’s leadership style and dedication to both customers and employees make her a great fit for this role,” said John Sargent, Retail Banking Director at F&M Bank. “We’re confident she will continue to strengthen relationships in the Coffman’s Corner community and provide the level of service our customers expect.”

Morris has 13 years of experience in financial services and has been part of the Shenandoah Valley community for over a decade. She is passionate about building strong relationships and expanding financial education opportunities for youth throughout the Valley. Outside of work, Morris enjoys camping and hiking and appreciates the natural beauty and strong sense of community that makes the Shenandoah Valley a special place to live and work. As Branch Manager, she looks forward to building strong connections within the community and supporting the growth of local individuals and businesses.

The Coffman’s Corner branch is located at 2030 Legacy Lane, Harrisonburg, VA.

F&M Bank CFO Appointed to Harrisonburg-Rockingham Chamber of Commerce Board of Directors

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F&M Bank is pleased to announce that Lisa Campbell, its Chief Financial Officer, has been appointed to serve on the Board of Directors of the Harrisonburg-Rockingham Chamber of Commerce for the 2026–2028 term. This appointment reflects Campbell’s leadership within the regional business community and F&M Bank’s continued commitment to economic development across the Shenandoah Valley.

The Harrisonburg-Rockingham Chamber of Commerce Board of Directors is composed of business leaders from across the region who work collaboratively to advance local economic growth, advocate for business interests, and foster community engagement. Campbell joins a slate of professionals representing a diverse range of industries, supporting the Chamber’s strategic initiatives and priorities.

In this role, Campbell will leverage her financial expertise, community insight, and strategic leadership experience to help strengthen the Harrisonburg-Rockingham business environment and enhance opportunities for Chamber members.

“We congratulate Lisa on this well-deserved appointment,” said Mike Wilkerson, CEO of F&M Bank. “Her deep understanding of financial strategy, passion for community involvement, and collaborative leadership make her an excellent representative of F&M Bank and a valuable addition to the Chamber’s Board of Directors.”

Campbell added, “I am honored to serve on the Chamber’s Board of Directors and to work alongside fellow leaders who are invested in the success of our region. I look forward to advancing initiatives that support local employers, workforce development, and long-term economic prosperity.”

F&M Bank Welcomes Evan McHaffa as Executive Vice President, Chief Credit Officer

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Timberville, VA – January 12, 2026 – F&M Bank is pleased to announce that Evan McHaffa has joined the organization as Executive Vice President and Chief Credit Officer. In this role, McHaffa will oversee the bank’s credit administration, portfolio management, and risk governance, supporting F&M’s long-term growth and commitment to responsible lending.

McHaffa brings extensive experience in commercial lending, credit strategy, and portfolio oversight, with a strong background in aligning credit discipline with relationship-focused banking. He will work closely with executive leadership and lending teams across the bank’s footprint to ensure consistency, sound risk management, and thoughtful decision-making.

“I’m tremendously excited and honored to join F&M Bank and be part of an institution with such a strong community focus and long-standing reputation, especially in the community that I’ve called home since childhood- the Shenandoah Valley,” McHaffa said. “As a native of the Valley who has called Stuarts Draft my home since the age of 8, F&M’s commitment to local decision-making and relationship banking aligns closely with my own values, and I look forward to supporting the bank’s continued growth in a way that serves both our customers and our communities.”

As Chief Credit Officer, McHaffa will play a key role in strengthening credit processes, supporting lenders, and maintaining the bank’s high standards for safety, soundness, and service.

“Evan’s broad credit expertise, local market knowledge and strategic approach will help F&M Bank continue to meet the lending needs of our Agriculture, Commercial, and Consumer customers. His relationship focused philosophy is consistent with our GROW culture and values,” said F&M Bank’s CEO, Mike Wilkerson. “As an Executive Vice President of our company, Evan’s leadership will be instrumental as we continue to build the future of F&M Bank.”

About F&M Bank
F&M Bank, headquartered in Timberville, Virginia, has been serving the Shenandoah Valley since 1908. With a network of branches and a long history of community partnership, F&M Bank remains committed to helping individuals and businesses grow and thrive.

F&M Bank Welcomes New Branch Manager in Shenandoah County

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Timberville, VA – November 21, 2025 – F&M Bank is pleased to welcome Madison Estep as the new Branch Manager for its Woodstock and Edinburg locations. A lifelong Shenandoah County resident, Estep brings deep community ties, strong customer service experience, and a passion for relationship banking.

“I love working in banking because of the relationships it allows me to build,” Estep said. “It’s rewarding to help people during some of the most exciting moments of their lives, whether opening a business, buying or selling a home, or financing their first vehicle. Being part of that joy is what keeps me passionate about what I do.”

Estep’s family has lived and worked in the area for generations, and many locals know them through Tom’s Chili Dogs at the Shenandoah County Fair, a community staple since 1947. She also serves on the Mount Jackson Town Council and chairs the Mount Jackson Hometown Partnership, where she helps lead local projects and community events. She is an active member of the Chamber and is already collaborating on upcoming initiatives.

“I’m excited to get to know our clients and neighbors,” Estep added. “I want to be someone people can rely on – not just for their banking needs, but as a familiar face in the community.”

“Madison brings genuine hometown connection and reflects our GROW values,” said John Sargent, Retail Banking Director. “We’re thrilled to welcome her to the Woodstock and Edinburg markets.”

F&M Bank Welcomes Deacon Kozel as Commercial Relationship Manager for Harrisonburg and Rockingham County

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Harrisonburg, VA — F&M Bank is pleased to announce the addition of Deacon Kozel as Commercial Relationship Manager, serving Harrisonburg and Rockingham County.

A Rockingham native, Kozel brings a strong educational background and deep community roots to his role. He began his academic journey at Blue Ridge Community College, graduating summa cum laude with a 4.0 GPA, before continuing his studies in finance and economics at James Madison University. He is also a member of Beta Gamma Sigma, the international honor society recognizing excellence in business studies.

Kozel joins F&M Bank with a passion for building relationships and supporting the growth of local businesses. “I am excited to join F&M Bank because my goals and values align with the bank’s mission of being the choice financial partner in the Shenandoah Valley – yesterday, today, and tomorrow,” Kozel said. “Being at F&M is important to me because I can help foster growth in my own community.”

F&M Bank Senior Vice President and Valley Market Executive, Katherine Preston, shared her enthusiasm about the new addition:

“Deacon’s local network, strong work ethic, and dedication to the community make him a great fit for our commercial banking team. We are excited for the positive impact he will have on our clients and the region.”

Kozel embodies F&M Bank’s core values of being Gregarious, Resolute, Original, and Wholehearted. He identifies most strongly with being Gregarious, noting his genuine interest in connecting with others and enthusiasm for building lasting relationships.

Beyond his professional work, Kozel has been actively involved in the community, including serving with Young Life at East Rockingham High School during his college years.

As Commercial Relationship Manager, Kozel will focus on developing and maintaining partnerships with businesses and nonprofits throughout Harrisonburg and Rockingham County, providing tailored financial solutions to help organizations thrive.

About F&M Bank
F&M Bank, headquartered in Timberville, Virginia, has been serving the Shenandoah Valley since 1908. With a network of branches and a long history of community partnership, F&M Bank remains committed to helping individuals and businesses grow and thrive.

F&M Bank Contact

Jacob Mowry
Marketing Manager
marketing@fmbankva.com

F&M Bank’s Karen Rose and Amanda Hensley Named to 2024 Banking on Brilliance Awards

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Karen and Amanda stand out among women in community banking

Karen Rose and Amanda Hensley against a brick wall backdrop

Timberville, VA, October 30, 2024 – F&M Bank announced today that Karen Rose and Amanda Hensley were named recipients of the 2024 Banking on Brilliance Awards, powered by KlariVis.

The Banking on Brilliance Awards recognize remarkable women in community banking who have demonstrated outstanding leadership in driving transformation through innovation and data. Karen and Amanda were selected due to her excellence in innovation and data-driven leadership.

F&M Bank’s CEO, Mike Wilkerson commented, “F&M takes great pride in our employees.  Karen and Amanda are shining examples and exceptional people and professionals.  They work diligently each date putting their deep industry knowledge and operational curiosity to work.  Through their “Brilliance” they consistently deliver innovative solutions across the bank and to our customers.”

Karen Rose is the Senior Vice President of Deposit Operations- F&M Bank, with 36 years of experience in the banking industry, Karen Rose has cultivated a diverse career that began as a traditional bank teller. Throughout her journey, she has embraced every opportunity to learn and grow, benefiting from the guidance of exceptional mentors and managers. Her extensive background spans various areas of banking, including the Loan Department, Human Resources, Compliance, and Retail.  Karen has found her true calling in Deposit Operations, where her passion for solving puzzles and preventing fraud flourishes. She is particularly excited about the latest advancements in money movement, as new systems for faster payments and instant fund delivery channels become standard in day-to-day banking. Karen is dedicated to providing innovative cash flow solutions for business customers, ensuring their needs are met in an ever-evolving financial landscape.

Amanda K. Hensley is a dedicated Systems Administrator at F&M Bank in Timberville, VA with over 24 years of banking industry experience. Amanda’s career path includes roles from teller to branch management, eventually leading a new accounts team in Deposit Operations. She has excelled in implementng workflow automation, integrating over 40 workflows that streamline operations, enhance data accuracy, and reduce manual processes. Her technical leadership in workflow integrations has optimized core banking functions, improving efficiency and service delivery bank-wide.

“The women we’ve recognized are changing the game in community banking. Their commitments to driving innovation are remarkable not only for their banks, but for each customer they serve,” says Kim Snyder, KlariVis founder and CEO. “It is incredibly encouraging to be in an industry where women are leading the charge in such an exceptional way, and I look forward to seeing what each of these women continues to accomplish.”

For more information on the 2024 Banking on Brilliance Awards and to view the full list of winners, visit https://go.klarivis.com/banking-on-brilliance.

About KlariVis

Created by veteran community bank executives, KlariVis enables banks of any size to accelerate growth by leveraging the data that is locked in its siloed banking systems. Developed on a modern technology stack, KlariVis lets banks see data in a way that empowers their teams and customers to live and work better. With the time saved on analysis, banks can put their new insights to work towards building a better bank. For more information, visit www.KlariVis.com.

 

KlariVis Contact

Erica Starr
Chief Marketing Officer
ericastarr@klarivis.com

About F&M Bank

Founded in 1908, F&M Bank is headquartered in the Shenandoah Valley, with a network spanning the I-81/64 corridor from Winchester to Waynesboro and beyond.  The only publicly traded organization based in Rockingham County, the Company’s core values drive its corporate philanthropy, volunteerism, and local decision-making. We support clients with a robust digital banking suite, full-service branches, and essential services like mortgage loans, title services, wealth management, business banking, and agricultural lending. Find F&M Bank Corp, a publicly traded organization on the OTC Market Index: #FMBM.

F&M Bank Contact

Holly Thorne
Director of Marketing