flat vector Male businessman with money and credit report
flat vector Male businessman with money and credit report

Neil A. Houff

Financial Steps into the New Year

A Year-End Financial Reset: Simple Steps to Start 2026 Strong

The end of the year is an ideal time to reassess your finances and set yourself up for success in the year ahead. A thoughtful financial reset now, before…
Most Needed food drive items at BRAFB

Join Us in Supporting the Blue Ridge Area Food Bank This Holiday Season

The holidays bring moments of joy, gratitude, and connection, and they also remind us how important it is to support neighbors who may be struggling. Now…
F&M Bank and Food Bank employees holding a donation check of $2500

F&M Bank Gifts $7,500 to Local Nonprofits to Support Food Security, Community & Compassion

This Giving season, we’re proud to donate $7,500 to three organizations making a meaningful difference in our region: Blue Ridge Area Food Bank, Connected…
Madison Estep Community Bank Branch Manager Woodstock Edinburg

F&M Bank Welcomes New Branch Manager in Shenandoah County

Timberville, VA – November 21, 2025 – F&M Bank is pleased to welcome Madison Estep as the new Branch Manager for its Woodstock and Edinburg locations.…
flat vector Male businessman with money and credit report

Madison Estep

flat vector Male businessman with money and credit report

Logan Wolfe

flat vector Male businessman with money and credit report

Why Credit Scores Are Not That Scary

Let’s face it - today’s financial landscape is a challenge for everyone. From everyday expenses to saving for a big purchase like a car or home, knowing…